·8 min read
IVF Insurance Coverage in 2026: Why the No Surprises Act's IDR Loophole and AI Prior Auth Leave You Owing $28K Instead of $8K
The No Surprises Act and your employer's AI-driven prior authorization system both have coverage gaps that can turn a promised $8K IVF benefit into a $28K out-of-pocket bill — here's how to find the gaps before you sign consent forms.
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