TCO Analysis
2 articles
·8 min read
Alimony Buyout vs. Monthly Payments in a Rising-Rate Environment: The Present-Value Math on a $600K Settlement Offer
A $400K lump-sum alimony buyout and $5,000/month for 10 years can look interchangeable on a mediation worksheet — but which one is 'fair' depends on interest rates, and those have moved. Here's the present-value math, plus two other 2026 headlines quietly changing what a fair settlement offer looks like.
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Your Child Support Order Doesn't Cover Travel Sports ($18K/Year): How Extraordinary Expense Clauses and Alimony Duration Create a $127K Settlement Gap
A standard child support order covers housing and food — not $18,000/year in travel sports, rising insurance premiums, or the earning-capacity gap when alimony ends. Here's the six-figure math most divorce settlements never model.
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