·7 min read
Mortgage Rates Hit 7.32%: How to 'Rate-Proof' a $400K Home Loan Before Your Rate Lock Expires
With 30-year rates at 7.32% and MBA penciling in two more Fed hikes through 2027, here's the math on building a rate cushion, comparing PMI vs. 20% down, and calculating whether buying points on a $400K home actually pays off.
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