EV Analysis
4 articles
Is a $62K/Year Private College Worth It vs. a $28K State School? Break-Even Year by Major and Net Price for the 2027-28 FAFSA Cycle
A $136K sticker-price gap can shrink to $52K or stay a $185K repayment burden depending on your net price and your kid's major. Here's the break-even math, with a community college transfer option, before the 2027-28 FAFSA deadline.
Read more →California Community College Bachelor's Degree vs. $28K State School vs. $62K Private College: The $212K Cost Gap and the Salary Premium You Need to Break Even
California community colleges can now add bachelor's degrees, which puts a cheap fourth-year option next to a $28K state school and a $62K private college. Here's the break-even math: how much extra salary each pricier path has to earn, and how a Trump Account on the FAFSA can change your aid.
Read more →$90K Private MBA vs. $45K State School MBA: 20-Year NPV, Break-Even Year, and What a Credit Downgrade Changes
Is a $90K MBA worth it compared to a $45K state school program? A worked 20-year NPV shows the extra pay each price tag needs to break even, and how a university credit downgrade can erase the private school's edge.
Read more →MBA vs. Law School vs. Med School Debt Under the New RAP Plan: When $120K–$350K in Loans Breaks Even by Year 20
The federal RAP repayment plan launched July 1 and changed the break-even math for graduate debt — see the year-by-year numbers for MBA, JD, and MD programs at different cost tiers.
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