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Crime Risk

FBI UCR data analysis — property crime, violent crime, and neighborhood safety scores by county.

7 articles

·3 min read

Collin County, TX vs Comal County, TX vs Guadalupe County, TX: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Collin County, TX has the lowest modeled 30-year risk cost NPV: $30,510.31. The margin to the next option is $5,095.37. Collin County, TX: $30,510.31; Comal County, TX: $35,605.68; Guadalupe County, TX: $37,404.33. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Hawaii County, HI vs Honolulu County, HI vs Maui County, HI: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Honolulu County, HI has the lowest modeled 30-year risk cost NPV: $25,624.45. The margin to the next option is $610.81. Hawaii County, HI: $74,596.23; Honolulu County, HI: $25,624.45; Maui County, HI: $26,235.26. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Bay County, FL vs Citrus County, FL vs Indian River County, FL: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Bay County, FL has the lowest modeled 30-year risk cost NPV: $38,124.84. The margin to the next option is $3,786.16. Bay County, FL: $38,124.84; Citrus County, FL: $41,911.00; Indian River County, FL: $46,195.53. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Alameda County, CA vs Santa Cruz County, CA vs Sonoma County, CA: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Santa Cruz County, CA has the lowest modeled 30-year risk cost NPV: $45,755.86. The margin to the next option is $131.19. Alameda County, CA: $46,175.89; Santa Cruz County, CA: $45,755.86; Sonoma County, CA: $45,887.05. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Beaufort County, SC vs Charleston County, SC vs Dorchester County, SC: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Charleston County, SC has the lowest modeled 30-year risk cost NPV: $46,856.90. The margin to the next option is $2,878.80. Beaufort County, SC: $49,735.70; Charleston County, SC: $46,856.90; Dorchester County, SC: $52,712.30. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Brunswick County, NC vs Craven County, NC vs Onslow County, NC: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Brunswick County, NC has the lowest modeled 30-year risk cost NPV: $40,929.52. The margin to the next option is $12,860.92. Brunswick County, NC: $40,929.52; Craven County, NC: $53,790.44; Onslow County, NC: $56,528.10. This is a county model comparison, not a property-specific loss forecast.

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·12 min read

The Hidden Cost of Crime: How Property Crime Affects Your Home's True Value

FBI UCR data reveals that property crime rates vary 10x between US counties. The financial impact on home value, insurance premiums, and quality of life is larger than most buyers realize.

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