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Crime Risk

FBI UCR data analysis — property crime, violent crime, and neighborhood safety scores by county.

22 articles

·3 min read

Property risk score - Clark County, IN vs Vanderburgh County, IN vs Vigo County, IN: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Vigo County, IN has the lowest modeled 30-year risk cost NPV: $14,775.71. The margin to the next option is $3,475.12. Clark County, IN: $18,624.75; Vanderburgh County, IN: $18,250.83; Vigo County, IN: $14,775.71. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Property risk score - Canadian County, OK vs Cleveland County, OK vs Comanche County, OK: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Cleveland County, OK has the lowest modeled 30-year risk cost NPV: $14,606.07. The margin to the next option is $3,977.62. Canadian County, OK: $18,583.69; Cleveland County, OK: $14,606.07; Comanche County, OK: $18,927.86. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Property risk score - Berkeley County, WV vs Kanawha County, WV vs Monongalia County, WV: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Berkeley County, WV has the lowest modeled 30-year risk cost NPV: $12,082.81. The margin to the next option is $907.28. Berkeley County, WV: $12,082.81; Kanawha County, WV: $29,446.35; Monongalia County, WV: $12,990.09. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Property risk score - Kankakee County, IL vs Madison County, IL vs St. Clair County, IL: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Kankakee County, IL has the lowest modeled 30-year risk cost NPV: $17,236.16. The margin to the next option is $1,350.82. Kankakee County, IL: $17,236.16; Madison County, IL: $18,586.98; St. Clair County, IL: $21,251.86. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Property risk score - Maury County, TN vs Shelby County, TN vs Sumner County, TN: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Sumner County, TN has the lowest modeled 30-year risk cost NPV: $17,676.55. The margin to the next option is $2,919.96. Maury County, TN: $20,966.26; Shelby County, TN: $20,596.51; Sumner County, TN: $17,676.55. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Property risk score - Franklin County, MO vs Jefferson County, MO vs St. Charles County, MO: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

St. Charles County, MO has the lowest modeled 30-year risk cost NPV: $19,122.17. The margin to the next option is $482.87. Franklin County, MO: $19,605.04; Jefferson County, MO: $23,934.66; St. Charles County, MO: $19,122.17. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Property risk score - Chatham County, GA vs Columbia County, GA vs Whitfield County, GA: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Whitfield County, GA has the lowest modeled 30-year risk cost NPV: $12,682.44. The margin to the next option is $524.60. Chatham County, GA: $38,692.74; Columbia County, GA: $13,207.04; Whitfield County, GA: $12,682.44. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Property risk score - Daviess County, KY vs Jefferson County, KY vs Warren County, KY: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Jefferson County, KY has the lowest modeled 30-year risk cost NPV: $18,656.97. The margin to the next option is $4,720.99. Daviess County, KY: $23,377.96; Jefferson County, KY: $18,656.97; Warren County, KY: $24,404.53. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Property risk score - Douglas County, OR vs Lane County, OR vs Linn County, OR: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Lane County, OR has the lowest modeled 30-year risk cost NPV: $21,763.44. The margin to the next option is $553.08. Douglas County, OR: $25,568.59; Lane County, OR: $21,763.44; Linn County, OR: $22,316.52. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Property risk score - Craighead County, AR vs Faulkner County, AR vs Pulaski County, AR: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Pulaski County, AR has the lowest modeled 30-year risk cost NPV: $21,473.20. The margin to the next option is $6,228.69. Craighead County, AR: $29,468.79; Faulkner County, AR: $27,701.89; Pulaski County, AR: $21,473.20. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Property risk score - Cochise County, AZ vs Coconino County, AZ vs Yuma County, AZ: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Cochise County, AZ has the lowest modeled 30-year risk cost NPV: $22,416.61. The margin to the next option is $1,336.41. Cochise County, AZ: $22,416.61; Coconino County, AZ: $33,905.74; Yuma County, AZ: $23,753.02. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Property risk score - Cowlitz County, WA vs King County, WA vs Thurston County, WA: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Thurston County, WA has the lowest modeled 30-year risk cost NPV: $26,719.65. The margin to the next option is $923.28. Cowlitz County, WA: $27,642.93; King County, WA: $28,916.38; Thurston County, WA: $26,719.65. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Harrison County, MS vs Hinds County, MS vs Jackson County, MS: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Hinds County, MS has the lowest modeled 30-year risk cost NPV: $21,329.04. The margin to the next option is $10,273.82. Harrison County, MS: $31,602.86; Hinds County, MS: $21,329.04; Jackson County, MS: $36,777.88. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Salt Lake County, UT vs Utah County, UT vs Washington County, UT: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Utah County, UT has the lowest modeled 30-year risk cost NPV: $24,270.44. The margin to the next option is $4,491.32. Salt Lake County, UT: $28,761.76; Utah County, UT: $24,270.44; Washington County, UT: $36,967.29. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Baldwin County, AL vs Mobile County, AL vs Morgan County, AL: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Morgan County, AL has the lowest modeled 30-year risk cost NPV: $21,994.41. The margin to the next option is $8,767.52. Baldwin County, AL: $40,520.58; Mobile County, AL: $30,761.93; Morgan County, AL: $21,994.41. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Collin County, TX vs Comal County, TX vs Guadalupe County, TX: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Collin County, TX has the lowest modeled 30-year risk cost NPV: $30,510.31. The margin to the next option is $5,095.37. Collin County, TX: $30,510.31; Comal County, TX: $35,605.68; Guadalupe County, TX: $37,404.33. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Hawaii County, HI vs Honolulu County, HI vs Maui County, HI: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Honolulu County, HI has the lowest modeled 30-year risk cost NPV: $25,624.45. The margin to the next option is $610.81. Hawaii County, HI: $74,596.23; Honolulu County, HI: $25,624.45; Maui County, HI: $26,235.26. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Bay County, FL vs Citrus County, FL vs Indian River County, FL: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Bay County, FL has the lowest modeled 30-year risk cost NPV: $38,124.84. The margin to the next option is $3,786.16. Bay County, FL: $38,124.84; Citrus County, FL: $41,911.00; Indian River County, FL: $46,195.53. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Alameda County, CA vs Santa Cruz County, CA vs Sonoma County, CA: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Santa Cruz County, CA has the lowest modeled 30-year risk cost NPV: $45,755.86. The margin to the next option is $131.19. Alameda County, CA: $46,175.89; Santa Cruz County, CA: $45,755.86; Sonoma County, CA: $45,887.05. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Beaufort County, SC vs Charleston County, SC vs Dorchester County, SC: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Charleston County, SC has the lowest modeled 30-year risk cost NPV: $46,856.90. The margin to the next option is $2,878.80. Beaufort County, SC: $49,735.70; Charleston County, SC: $46,856.90; Dorchester County, SC: $52,712.30. This is a county model comparison, not a property-specific loss forecast.

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·3 min read

Brunswick County, NC vs Craven County, NC vs Onslow County, NC: 30-year risk costs on a $500,000.00 home at 3.5% discount rate

Brunswick County, NC has the lowest modeled 30-year risk cost NPV: $40,929.52. The margin to the next option is $12,860.92. Brunswick County, NC: $40,929.52; Craven County, NC: $53,790.44; Onslow County, NC: $56,528.10. This is a county model comparison, not a property-specific loss forecast.

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·12 min read

The Hidden Cost of Crime: How Property Crime Affects Your Home's True Value

FBI UCR data reveals that property crime rates vary 10x between US counties. The financial impact on home value, insurance premiums, and quality of life is larger than most buyers realize.

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