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County Risk Profiles

Burn probability, FHSZ tiers, and WUI data for wildfire-prone counties across the West.

24 articles

·4 min read

Wildfire home hardening - Buchanan County, VA vs Dickenson County, VA vs Wise County, VA: 10-year wildfire hardening comparison at $500,000.00 replacement value

Buchanan County, VA has the highest modeled hardening NPV: -$77,180.04. The margin to the next option is $1,970.45. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·4 min read

Wildfire home hardening - Campbell County, WY vs Platte County, WY vs Sheridan County, WY: 10-year wildfire hardening comparison at $500,000.00 replacement value

Sheridan County, WY has the highest modeled hardening NPV: -$74,095.90. The margin to the next option is $6,280.00. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·4 min read

Wildfire home hardening - Hancock County, MS vs Harrison County, MS vs Stone County, MS: 10-year wildfire hardening comparison at $500,000.00 replacement value

Hancock County, MS has the highest modeled hardening NPV: -$59,810.04. The margin to the next option is $3,861.86. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·4 min read

Wildfire home hardening - Bennett County, SD vs Custer County, SD vs Oglala Lakota County, SD: 10-year wildfire hardening comparison at $500,000.00 replacement value

Oglala Lakota County, SD has the highest modeled hardening NPV: -$59,974.21. The margin to the next option is $6,909.57. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·4 min read

Wildfire home hardening - Honolulu County, HI vs Kauai County, HI vs Maui County, HI: 10-year wildfire hardening comparison at $500,000.00 replacement value

Honolulu County, HI has the highest modeled hardening NPV: -$101,481.44. The margin to the next option is $16,174.68. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·4 min read

Wildfire home hardening - Boone County, WV vs Logan County, WV vs Mingo County, WV: 10-year wildfire hardening comparison at $500,000.00 replacement value

Mingo County, WV has the highest modeled hardening NPV: -$62,446.33. The margin to the next option is $298.73. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·4 min read

Wildfire home hardening - Knott County, KY vs Martin County, KY vs Pike County, KY: 10-year wildfire hardening comparison at $500,000.00 replacement value

Pike County, KY has the highest modeled hardening NPV: -$65,225.01. The margin to the next option is $633.97. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·4 min read

Wildfire home hardening - Douglas County, CO vs Jefferson County, CO vs Teller County, CO: 10-year wildfire hardening comparison at $500,000.00 replacement value

Teller County, CO has the highest modeled hardening NPV: -$72,645.51. The margin to the next option is $3,557.23. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·4 min read

Wildfire home hardening - Missoula County, MT vs Powder River County, MT vs Ravalli County, MT: 10-year wildfire hardening comparison at $500,000.00 replacement value

Ravalli County, MT has the highest modeled hardening NPV: -$52,507.37. The margin to the next option is $16,415.58. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·4 min read

Wildfire home hardening - Curry County, NM vs Otero County, NM vs Roosevelt County, NM: 10-year wildfire hardening comparison at $500,000.00 replacement value

Roosevelt County, NM has the highest modeled hardening NPV: -$43,397.57. The margin to the next option is $15,404.66. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·4 min read

Wildfire home hardening - Cochise County, AZ vs Gila County, AZ vs Santa Cruz County, AZ: 10-year wildfire hardening comparison at $500,000.00 replacement value

Santa Cruz County, AZ has the highest modeled hardening NPV: -$50,380.55. The margin to the next option is $10,877.79. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·4 min read

Wildfire home hardening - Ellis County, OK vs Pittsburg County, OK vs Roger Mills County, OK: 10-year wildfire hardening comparison at $500,000.00 replacement value

Ellis County, OK has the highest modeled hardening NPV: -$42,173.88. The margin to the next option is $2,857.74. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·3 min read

Barber County, KS vs Clark County, KS vs Comanche County, KS: 10-year wildfire hardening comparison at $500,000.00 replacement value

Comanche County, KS has the highest modeled hardening NPV: -$30,287.88. The margin to the next option is $21,865.19. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·3 min read

Box Elder County, UT vs Juab County, UT vs Tooele County, UT: 10-year wildfire hardening comparison at $500,000.00 replacement value

Box Elder County, UT has the highest modeled hardening NPV: -$42,937.60. The margin to the next option is $2,610.84. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·3 min read

Brevard County, FL vs Broward County, FL vs Miami-Dade County, FL: 10-year wildfire hardening comparison at $500,000.00 replacement value

Broward County, FL has the highest modeled hardening NPV: -$31,423.02. The margin to the next option is $6,479.52. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·3 min read

Elko County, NV vs Humboldt County, NV vs Storey County, NV: 10-year wildfire hardening comparison at $500,000.00 replacement value

Elko County, NV has the highest modeled hardening NPV: -$31,548.90. The margin to the next option is $21,982.91. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·3 min read

Elmore County, ID vs Gem County, ID vs Idaho County, ID: 10-year wildfire hardening comparison at $500,000.00 replacement value

Elmore County, ID has the highest modeled hardening NPV: -$34,281.07. The margin to the next option is $6,754.11. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·3 min read

Hood River County, OR vs Josephine County, OR vs Wasco County, OR: 10-year wildfire hardening comparison at $500,000.00 replacement value

Wasco County, OR has the highest modeled hardening NPV: -$42,347.14. The margin to the next option is $3,056.23. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·3 min read

Lake County, CA vs San Diego County, CA vs Trinity County, CA: 10-year wildfire hardening comparison at $500,000.00 replacement value

San Diego County, CA has the highest modeled hardening NPV: -$50,917.84. The margin to the next option is $14,612.41. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·3 min read

Hemphill County, TX vs Hutchinson County, TX vs Roberts County, TX: 10-year wildfire hardening comparison at $500,000.00 replacement value

Roberts County, TX has the highest modeled hardening NPV: -$19,033.17. The margin to the next option is $2,270.89. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·3 min read

Chelan County, WA vs Kittitas County, WA vs Klickitat County, WA: 10-year wildfire hardening comparison at $500,000.00 replacement value

Kittitas County, WA has the highest modeled hardening NPV: -$40,175.06. The margin to the next option is $775.71. Every compared package has negative NPV over this horizon. This orders county model estimates, not property safety or investment suitability.

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·6 min read

Santa Barbara County: 97th Percentile Risk and What It Means for Home Values

Santa Barbara County sits at the 97th percentile nationally for wildfire risk, with a burn probability of 0.055 and 12.3% of land in Very High Fire Hazard Severity Zones. Here is what the data means for property values and insurance.

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·5 min read

Los Angeles County Wildfire Risk: What the Data Actually Shows

Los Angeles County sits at the 92nd percentile nationally for wildfire risk, with a community-level burn probability of 0.042 and over 205,000 FAIR Plan policies. Here is what the data means for homeowners.

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·12 min

San Bernardino County Wildfire Risk: Fire History, Evacuation Zones, and What the Data Shows

San Bernardino County is the largest county in the US by area — and one of the most wildfire-exposed. Here is a data-driven risk assessment covering fire history, hazard zones, and what homeowners in the mountain and foothill communities need to know.

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